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Terms of Use

Last updated: May 18, 2025  ·  MyMortgageCalc.biz is operated by Vantage Protection Group.

Plain English summary: Our calculator is a free educational tool — not financial advice. Results are estimates only. Always consult a licensed mortgage professional before making financial decisions.

1. Acceptance of Terms

By accessing or using MyMortgageCalc.biz ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site. These terms apply to all visitors, users, and others who access or use the Site.

2. Description of Services

MyMortgageCalc.biz provides free mortgage calculation tools, rate information, educational resources, and lender matching services. The Site is operated by Vantage Protection Group.

3. Educational Purposes Only — Not Financial Advice

All content, calculators, rate information, and resources on this Site are provided for informational and educational purposes only. Nothing on this Site constitutes:

Calculator results are estimates based on the information you provide. Actual loan payments, interest, and costs will vary based on your credit profile, lender, property, and market conditions. Always consult a licensed mortgage professional before making financial decisions.

4. Rate Information

Mortgage rates displayed on this Site are national averages for informational purposes only. They are not offers to lend and do not represent the rate you will receive. Actual rates depend on your credit score, down payment, location, loan amount, property type, and the specific lender you choose. Rates change daily and may differ from what is displayed.

5. Lender Matching and Lead Generation

When you submit a pre-approval request, your information may be shared with third-party mortgage lenders in our network. By submitting the form, you:

6. Affiliate Relationships

MyMortgageCalc.biz participates in affiliate programs and may receive compensation when users click links to lender partners or submit applications. This compensation does not affect the rates displayed or the functionality of our tools. We disclose affiliate relationships in accordance with FTC guidelines.

7. Accuracy of Information

We make reasonable efforts to provide accurate information but make no warranties or representations regarding the accuracy, completeness, or timeliness of any content on the Site. We reserve the right to correct errors and update content without notice.

8. Intellectual Property

All content on this Site — including text, graphics, logos, calculator tools, and software — is the property of Vantage Protection Group and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Vantage Protection Group shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided. Our total liability to you for any claim shall not exceed $100.

10. Disclaimer of Warranties

The Site is provided "as is" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Third-Party Links

This Site contains links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Links do not constitute endorsement.

12. Governing Law

These Terms shall be governed by the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Arizona.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Continued use of the Site after changes constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms? Contact us at:
Vantage Protection Group
Email: info@vantageprotectiongroup.com